McKinney, TX 75069 409A Main Street

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  • North Texas Real Estate Info Systems (NTREIS) - 37 - TX
  • MLS# 21183783
  • 02/18/2026
  • Get pre-approved
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Presented By: Texcel Real Estate, LLC
Disclaimer: The information contained in this listing has not been verified by Bold Real Estate and should be verified by the buyer.
  • Beds • 10
  • Baths • 6
  • SQFT • 4,370
  • Garage • 4
  • Year Built • 2026

Home Details

Rare opportunity to own a brand-new luxury duplex just steps from Historic Downtown McKinney. This three-story new construction offers nearly 7,000 square feet total (approx. 2,185 SF per side), blending modern design with unmatched flexibility for investors, multi-generational living, or owner-occupants seeking rental income. Each unit features 5 bedrooms, 3 full baths, a private 2-car garage, and a fenced yard ideal for pets. Thoughtfully designed for functionality and comfort, the main level includes a spacious island kitchen with pantry, refrigerator included, open living and dining areas, plus a bedroom and full bath—perfect for guests or multi-gen needs. Upstairs, the primary suite offers a private balcony overlooking the back of the property, a spa-style en suite bath with garden tub, separate shower, and an oversized walk-in closet. Additional bedrooms and baths are well positioned for privacy and flow. The third floor provides a large bonus living area ideal for a media room, home office, or additional flex space. Whether purchased as a full investment property or a house-hack opportunity—live in one side and lease the other—this property offers strong rental potential in one of McKinney’s most desirable walkable locations. Enjoy boutique shopping, dining, nightlife, and year-round events just minutes away. New construction, downtown proximity, rare 5-bedroom layout per side, and income-producing versatility make this a standout asset in Collin County.
Presented By: Texcel Real Estate, LLC

Interior Features for 409A Main Street

Bedrooms

Total Bedrooms10

Bathrooms

Half Baths0
Total Baths6

Other Interior Features

Basement Y/NNo
Fireplaces Total0
FlooringCarpet, Luxury Vinyl Plank, Tile
Interior FeaturesEat-in Kitchen, High Speed Internet Available, Kitchen Island, Walk-In Closet(s)
Lock Box TypeCombo
Total Units2
Unit Count2

General for 409A Main Street

# of Buildings2
Accessory Unit Y/NNo
AppliancesDishwasher, Electric Range, Refrigerator
Capitalization Rate8.84
Carport Spaces
CityMcKinney
Complex NameCity of Mckinney Duplexes
Construction MaterialsBrick, Siding
CoolingCentral Air
CountyCollin
DirectionsGPS
Elementary SchoolCaldwell
Elementary School NameCaldwell
Full Baths6
Gross Annual Expenses23240.00
HOA TypeNone
HeatingCentral
High SchoolMcKinney North
Insurance Expense5000
LevelsThree Or More
Listing TermsCash, Conventional, FHA, VA Assumable
Number of Garage Spaces4
Occupant TypeVacant
Operating Expense IncludesAccounting, Insurance, Maintenance, Maintenance Grounds, Vacancy Allowance
Pool Y/NNo
PossessionClosing/Funding
Property SubtypeDuplex
Property TypeResidential Income
RoofOther
School DistrictMcKinney ISD
Standard StatusActive
StatusActive
Subdivision NameH & T C Railroad Add
Unexempt Taxes11369
UtilitiesCity Sewer, City Water
Virtual Tour URL UnbrandedClick here
Will SubdivideNo
Year Built2026
Year Built DetailsNew Construction - Complete

Exterior for 409A Main Street

Attached Garage Y/NYes
Building Area Total4370.00
Covered Spaces4
Exterior FeaturesBalcony, Dog Run, Private Yard
FencingWood
Foundation Slab
Garage Length19
Garage Width19
Garage Y/NYes
Lot FeaturesInterior Lot, Landscaped
Lot SizeLess Than .5 Acre (not Zero)
Lot Size Acres0.1600
Lot Size Area0.1600
Lot Size Square Feet6969.6000
Lot Size UnitsAcres
Number Of Parking Spaces8
Parking FeaturesGarage Faces Rear, Shared Driveway
WaterfrontNo

Additional Details

Price History

Schools

Elementary School Caldwell Elementary School
Middle School N/A

Suzanne Smith

Broker/Owner
Price $769,000
MLS#21183783
List Date 02/18/2026
Property Type Multi-Family
Phone 903.235.4216
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